I am a property owner and someone slipped and fell on my property. What should I do?
You should promptly notify your insurance carrier. Most insurance policies have a requirement that your notify the insurance company of any potential claim within a very short period of time after the incident occurs.
If you feel that the person who fell was careless or inattentive, you may want to take the names of any witnesses who saw the incident occur. You'll also want to document conditions, with your own photographs, as soon after the incident as possible – especially if you are free from blame.
You may also want to stay in contact with the injured guests, and keep track of their statements. Sometimes a person will change his or her story after they have spoken with friends or an attorney, and early statements may be more accurate than later ones.
Finally, if the slip and fall occurred as a result of a permanent condition on your property, fix it. You are now on notice of a potentially dangerous condition. If others injure themselves as a result of the same condition, you'll be even more likely to be held liable for their injuries.
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