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Page 5 of 8 |
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What if I was just a bystander or homeowner at a construction site and suffered injuries from an accident? What are my prospects of collecting? |
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That depends on the answers to several major questions. Namely, why were you there? Were you authorized to be there? Did you cross a line into an area posted with signs that required special permission to enter? Was it posted as a “Hard Hat Area” or with other warnings? And if you had the right to be there, or were outside the fence line and legally on a public street, for instance, how did the injury occur? Can you demonstrate that it was clearly someone’s fault?
If this job site was your home, the outcome may also depend on the homeowner’s policy or any agreement you had with the contractor. Reading the fine print is important in a case like this. Your homeowner’s policy may or may not cover injuries on your property caused by third parties, especially if that party is a hired worker on your property. In addition, most homeowner’s policies would not cover injuries to the insured homeowner, but is meant to protect the homeowner from claims by third parties. At any rate, you should seek the advice of an experienced construction accident attorney right away. |
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