The driver of a car which ran a red light and hit my wife and child, destroying our van, has not contacted us. My insurance company is working on it, but should I call a lawyer, too?
Yes. Your insurance company will cover what's listed in your policy, such as the vehicle repair and medical bills. However, even a generous insurance policy probably does not cover compensation for pain and suffering or loss of consortium. Or perhaps you only carried the legal minimum, which covers third party damage but not the "totaling" of your van. Your ability to collect a fair amount from the other side's insurance company is slim to none. Consult an experienced auto accident attorney for advice on your specific case.
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