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The driver of a car which ran a red light and hit my wife and child, destroying our van, has not contacted us. My insurance company is working on it, but should I call a lawyer, too?
Yes. Your insurance company will cover what's listed in your policy, such as the vehicle repair and medical bills. But even a generous insurance policy probably does not cover compensation for pain and suffering or loss of consortium. Or perhaps you only carried the legal minimum, which covers third party damage but not the "totalling" of your van. Your ability to collect a fair amount from the other side's insurance company is slim to none. Consult an experienced auto accident attorney for adviceon your specific case. |
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What should I know about auto insurance?
If I'm involved in a car accident, do I have to tell the insurance company about it right away or can I try to handle it on my own?
If I am sued in an auto accident injury case, will my insurance company defend me in court?
Whom do I contact after an auto accident?
If I own a car, do I have to buy insurance?
I'm still carrying a loan on my truck, which was damaged heavily in a car accident that was not my fault. The other driver's insurance company offered a fraction of what I owe. If I accept, an I still in debt for the balance of my loan?
I was injured in an accident with a rental car, and the driver was not on the contract. Can I get the rental agency to pay?
I had an accident in a car I was test driving. Does the car dealership cover the costs of repair?
The driver of a car which ran a red light and hit my wife and child, destroying our van, has not contacted us. My insurance company is working on it, but should I call a lawyer, too?
I gave a recorded statement to the insurance company of the woman who hit my car. Now I want to get a lawyer. Is there a problem?
The other side's insurance company wants me to record a statement about the car accident. Should I cooperate?
While riding my motorcycle, I was hit by a guy running a red light. His insurance company wants access to all of my medical records, including records from before the accident. Do I have to give the company the old records?
Another driver claims I rear-ended him on purpose. Now my insurance company says they are "reserving their rights." What does that mean?
I was at fault in a car accident and my insurance adjuster does not want to settle for the amount demanded by the injured party. Doesn't the insurance company have to pay? Can the injured party sue me directly?
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