I understand the no-fault and fault systems. Which does Pennsylvania follow?
Pennsylvania is a confusing combination of both "no fault" and "at fault." The law is so complicated that even Pennsylvania
auto accident attorneys don't understand the complexities of Motor Vehicle Financial Responsibility Act, so it is strongly recommended that you consult an attorney who concentrates on automobile accidents in the event of an injury from an automobile accident. Regarding medical expenses and wage loss benefits, insurance is "no fault," and each insured looks to his/her own automobile policy for benefits, regardless as to the cause of the accident or whether the insured was personally responsible for his injuries. Regarding pain, suffering, and other non-economic loss, benefits are "fault" based, and the person who acted negligently and caused another's injuries is responsible for compensating the injured for his/her damages. |