I loaned my car to a friend who then got into an accident. If my friend was at fault, do I have to pay?
Your insurance policy will state the types of coverage you have. Some policies may extend coverage when the car's owner has expressly allowed another person to drive the car. However, even if you gave the other person permission, some state laws may not protect you from another driver's negligence with your car - especially when the other person has was intoxicated, reckless or unlicensed.
If you'll be loaning your car to someone on a regular basis, talk to your insurance agent about including the other driver on your policy.
It's important to report any accidents involving your car to your insurance company, whether you were driving or not. Don't hesitate to contact an auto accident attorney for more specific advice.
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