I was driving a company car when I was injured in an accident. Who pays for my medical bills?
If you were injured in a car accident while driving a company car on business, you may be covered by more than one policy. Assuming your employer carries medical coverage on the company car, the employer is likely responsible for paying your medical bills up to the company's policy limits. Additionally, your own auto insurance policy probably includes medical coverage, and that would cover your medical bills or the balance of your bills not paid by your employer’s auto policy. However, some policies will not cover your medical expenses if there is other coverage available, such as the employer's insurance.
In a "fault" state, if another driver was responsible for the accident, you can make a claim against that driver's car insurance company.
Finally, if you were on company business while driving, you may be able to make a worker's compensation claim.
Consult an auto accident attorney for advice on the laws in your state, your legal options, and how best to get your medical expenses reimbursed.
| 
State Law Center
|
Legal Resource Directory
|
Legal Articles
|
Insurance Advice and Quotes
|
FreeAdvice Answers
|
Community Forums
