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Suppose the accident is ‘all my fault’?
First, don’t be so sure that the accident is all your fault. Many accidents result from things people think are their fault but really aren’t. For example, suppose your car ...
What is the difference between "no-fault" and "fault" liability in a car accident?
No-fault liability generally refers to auto insurance programs that allow insureds to recover financial losses from their own insurance company, regardless of who was at fault in an accident. No-fault ...
What are ‘comparative negligence’, ‘proximate cause’, and ‘intervening causes’?
"Comparative negligence" comes into play when both parties have failed to act reasonably - for example, when someone speeding in dense fog hits another car that had no headlights on. ...
I loaned my car to a friend who then got into an accident. If my friend was at fault, do I have to pay?
Read your insurance policy for the exact coverage you have. Some policies extend coverage when the car owner has expressly allowed another person to drive the car. However, even if ...
My state has a comparative negligence law. How does that work? Who decides how much I was at fault?
The fault for an accident is not always placed squarely one participant; one party is not necessarily held totally at fault and the other totally blameless. After determining the percentage ...
What is negligence?
A person is negligent when he/she fails to act like the standard Ordinary, Reasonable Person. Just how an "ordinary, reasonable person" is expected to act in a particular situation can ...
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