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If I am in an accident do I have to speak to the other side’s insurance company?

No. If you get involved in an "accident" and the other person has insurance and reports it to his insurance company, it is quite likely that the insurance company will promptly contact you, by telephone or in person.

You do not have to speak to them, and frequently it is wise to speak to an attorney first. Especially if there are personal injuries, it often pays to speak with an attorney first and have the attorney represent you in your dealings with the insurance company. Most of the time you’ll be far better off.

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Related FAQs




Related FAQs

Should I try to settle with the other person’s insurance company?

How do insurance adjusters work on car accidents?

Are different types of accidents treated differently?

What if the ‘accident’ involves intentional wrongdoing?

Suppose the accident involves an inherently dangerous activity?

What about ‘reckless’ conduct?

What about accidents occurring from plain old negligence or carelessness?

Suppose the accident is ‘all my fault’?

What about ‘accidents’ that result from an ‘act of god’?

What about ‘accidents’ resulting from defective products?

If I go to a circus knowing that wild animals are there, or to a baseball game and get hit by a foul ball, do I ‘assume the risk’?

As ‘accidents happen’ why are lawyers involved?

Do people need a lawyer for all accidents?

Do I have to pay the lawyer in an accident case up front?

If I am in an accident do I have to speak to the other side’s insurance company?

I injured somebody in a car accident. The insurance company refused to settle within my policy limits, and the jury awarded damages in excess of my policy limits. Must I pay the excess?

While driving next to a golf course that had no fencing, my car’s window was cracked by a golf ball. The course manager claims no responsibility and told me the person who hit the ball is liable (but is impossible to find). Can I sue the owner of the golf course?

Related Information
» General Accident Law Questions
» Act of God Accidents
» Adjusters
» At fault/No fault Accidents
» Aviation Accident
» Dangerous activities
» Defective product
» Intentional wrongdoing
» Legal help
» Motorcycle Accidents
» Settlement
» Accident Law Resources

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» Accident Law
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