Defining a serious injury in Pennsylvania PA Accident Definition
Pennsylvania drivers have the option of choosing "limited tort" or "full tort" coverage. The effect of limited tort can prevent an injured person from receiving compensation from an auto accident that resulted in several months of temporary disability from work, so long as the person fully recovered or only had minor complaints afterwards. By selecting limited tort, the insured gives up thousands of dollars in potential benefits in exchange for a comparatively negligible reduction in premiums.
Many Pennsylvania courts are finding that an injury that is considered serious to the individual may not to be serious "enough" to receive compensation. An example of this might be a soft tissue injury such as a neck or back sprain. Because of this, in the state of Pennsylvania, it is important to select full tort on your auto insurance policy.
If you have been involved in an accident in the state of Pennsylvania and you are seeking damages for your injuries, you should contact a Pennsylvania injury attorney. A Pennsylvania injury attorney can advise you on which options are available in your own individual case and assist you if litigation is necessary.