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What about ‘accidents’ that result from an ‘act of god’?
If an "accident" is truly "an Act of God", while your own insurance might pay for some of the damage, you can’t try to go after God -- no one has ever been able to bring God into court. However, just because the accident may have been caused by an Act of God" that does not mean that there may not be someone else responsible for the damages that the Act of God created.
For example, in a widely publicized disaster, a group of foreign tourists were visiting Arizona. Their guide, disregarding the advice of natives to the area, led them through a narrow canyon during the rainy season. A rain storm 15 miles away created a flash flood that killed the tourists. While the storm and flash flood were acts of God, it may well be that the guide and his employer probably will be held legally responsible for not exercising due care by permitting the group to tour through the canyon at that time of year. Similarly, if a builder does a shoddy job so that during a typical storm – which of course is another "Act of God" -- the building blows down, the builder may be responsible for the damages resulting. |
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Should I try to settle with the other person’s insurance company?
How do insurance adjusters work on car accidents?
Are different types of accidents treated differently?
What if the ‘accident’ involves intentional wrongdoing?
Suppose the accident involves an inherently dangerous activity?
What about ‘reckless’ conduct?
What about accidents occurring from plain old negligence or carelessness?
Suppose the accident is ‘all my fault’?
What about ‘accidents’ that result from an ‘act of god’?
What about ‘accidents’ resulting from defective products?
If I go to a circus knowing that wild animals are there, or to a baseball game and get hit by a foul ball, do I ‘assume the risk’?
As ‘accidents happen’ why are lawyers involved?
Do people need a lawyer for all accidents?
Do I have to pay the lawyer in an accident case up front?
If I am in an accident do I have to speak to the other side’s insurance company?
I injured somebody in a car accident. The insurance company refused to settle within my policy limits, and the jury awarded damages in excess of my policy limits. Must I pay the excess?
While driving next to a golf course that had no fencing, my car’s window was cracked by a golf ball. The course manager claims no responsibility and told me the person who hit the ball is liable (but is impossible to find). Can I sue the owner of the golf course?
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